The concept of home warranty plans might perplex some homeowners. They might wonder, “Do people really need home warranty plans? After all, homeowner’s insurance should cover everything that warranties would, right?”
Actually, no—home insurance covers household systems and appliances in the event of a fire, flood or other disaster. However, most plans do not offer coverage for general wear and tear.
For example, if a home’s refrigerator or water heater simply breaks down one day, the homeowner could end up paying the full price for a replacement if he or she does not have a home warranty. In the case of water heaters, that price could be $500-$1,100. For a new refrigerator, a homeowner could end up spending well over $3,000.
Home warranty plans cover occurrences that homeowners insurance policies do not. By paying the affordable home warranty cost , a home owner can save hundreds or thousands of dollars on repairs and replacements.
Here are two major benefits of getting home warranty plans:
When something like a dryer or an AC system stops working, it can be a major hassle. Without a home warranty, a homeowner would not only need to pay out of pocket to have the appliance repaired but also spend time finding a repair company and scheduling an appointment. This could mean waiting around for a service contractor to show up and putting up with the appliance not working in the meantime. On top of that, the homeowner could end up wasting their money if the contractor is not reliable or competent.
Home warranty providers can take all this stress off a homeowner’s shoulders. The best providers have built up networks of experienced, trustworthy service contractors. Whenever something covered under the warranty malfunctions or breaks down, a homeowner can simply submit a service request and have a contractor come to their house.
The homeowner will only need to pay a small fee for the service call. If a system or appliance needs repairing or replacing, the warranty company will cover any expenses beyond that fee.
Peace of Mind
Home warranties give people fantastic peace of mind. Consumers can easily find a Texas home warranty as well as home warranties for almost anywhere in the US. They can trust that their heating, plumbing, dishwashers and other common systems and appliances will stay in good working order. They can also rest assured that unexpected breakdowns will not devour their savings.
The Home Service Club is one of the most trusted names in the home warranty industry. They offer cost-effective, comprehensive home warranty plans in 49 states, including Texas, New York, Florida, Illinois, Oregon and Washington.
About The Home Service Club
The Home Service Club is one of the best providers of home warranty plans in the United States. The company offers efficient, thorough repairs and maintenance for all major systems and appliances.
For additional information, visit Hscwarranty.com.